Hello, I am Howard the Health Insurance Guy!
636-497-2680
What is your true OOP?
OOP is the Out-Of-Pocket cash that you are required to pay before your insurance fully kicks in. This can be in the form of a Deductible and or Co-Insurance. Before your health insurance pays 100% you must first pay your deductible and the Max Out Of Pocket on your plan. PLUS…. Out of Pocket is the money you actually pay every month for things such as.
Insurance Premium
Doctor Co-Pays
Deductibles
Co-Insurance
RX Co-Pays
What is your health insurance really costing you? We can lower your exposure and save you monthly on your TOTAL Out Of Pocket!
This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps!
This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps!
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This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps! This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps! 〰️
Typical ACA Out-Of-Pocket MAX $9,100
Look on the Summary of Benefits page on your plan!
Do you have $9,100 just sitting around for an unforeseen medical issue? We can help save you from this Out Of Pocket Monster!
This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps!
〰️
This is not a replacement for Major Medical or Affordable Care Act insurance. This is a supplement to fill in the numerous out of pocket gaps! 〰️
Insurance comes with a network with certain hospitals and doctors that you can use. ACA Market Place insurance plans have limited networks. If you go to a hospital that is out of network, you most likely will have zero coverage. Wouldn’t it be nice if an accident happens to be able to use the closest hospital? The Ameribenefit Medical Accident expenses can help with out-of-pocket costs associated with an accident!
A simple break of the leg can cost close to $10,000 in certain circumstances. Doctor fees, ER fees labs, x-rays, and more. What would you rather receive? A Get Well Soon card or an Ameribenefit Accident Medical expenses benefit up to $10,000?
Save yourself from paying some out-of-pocket expenses PLUS protect yourself from OOP associated with Accidents, Heart Attacks, Strokes, and Cancer. PLUS…….
$10,000 Group Term Life Insurance Is Included on most plans! Plans As low as $29
All Guaranteed Issue with NO medical questions asked!
Check for availability and plan in your state!